Privacy Policy

Privacy Policy

Effective Date: August 19, 2024


Exzac Inc dba Matrix-IFS (collectively referred to herein as “Matrix-IFS”, “we”, “us”, or “our”), is committed to and will respect and protect the privacy of our clients, customers, applicants, and others who use our website and services. This Privacy Policy governs Matrix-IFS websites and services that are in the
www.matrix-ifs.com domains; and any other website owned or operated by us, email campaigns, and our mobile applications (the “website”) and online services. We encourage you to read this Privacy Policy and our Terms of Use.


Our Privacy Policy tells you what personal data and nonpersonal data we collect from you, how we collect them, how we protect them, how we disclose them, how you can access and change them, and how you can limit our disclosing of them. Our Privacy Policy also explains certain legal rights that you have concerning your personal data. Any capitalized terms not defined herein will have the same meaning as where they are defined elsewhere on our website.

 

Definitions

The terms “us”, “we”, and “our” refer to the owner of this website.


‘NONPERSONAL DATA’ (NPD) means any information that is in no way personally identifiable.


‘PERSONAL DATA’ (PD) means any information relating to an identified or identifiable natural person (‘data subject’); an identifiable natural person can be identified directly or indirectly by reference to an identifier such as a name, an identification number, location data, an online identifier, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity of that natural person. PD is in many ways the same as Personally Identifiable Information (PII). However, PD is broader in scope and covers more data. 


‘SENSITIVE PERSONAL DATA’ (SPD) is a consumer’s social security, driver’s license, state identification card, or passport number; a consumer’s account login, financial account, debit card, or credit card number in combination with any required security, access code, password, or credentials allowing access to an account; a consumer’s exact geolocation; a consumer’s ethnic or racial origin, religious or philosophical beliefs, or union membership; the contents of a consumer’s mail, text messages, and email unless the business is the intended receiver of the communication; a consumer’s genetic data; the processing of biometric data to uniquely identify a consumer; personal information collected and analyzed about a consumer’s health; sex life or sexual orientation. Sensitive personal information that is “publicly available” is considered sensitive personal information or personal information.

 

Topics Covered in Our Privacy Policy

YOUR DATA SUBJECT RIGHTS
INFORMATION WE COLLECT AND HOW WE COLLECT IT
HOW YOUR PD IS USED AND DISCLOSED
RETAINING AND DESTROYING YOUR PD
PROTECTING THE PRIVACY RIGHTS OF THIRD PARTIES
DO NOT TRACK SETTINGS
LINKS TO OTHER WEBSITES
PROTECTING CHILDREN’S PRIVACY
OUR EMAIL POLICY
OUR SECURITY POLICY
USE OF YOUR CREDIT CARD
TRANSFERRING PD FROM OTHER COUNTRIES
CHANGES TO OUR PRIVACY NOTICE

 

YOUR DATA SUBJECT RIGHTS

Contact us using the information at the bottom of this Privacy Policy to exercise any of your legal rights contained within this Privacy Policy. We will respond to your request within 30 days of receiving it. 

 

When using our website and submitting Personal Data to us, you have certain rights under privacy laws in the United States including the California Consumer Privacy Act of 2018 (CCPA), the California Privacy Rights Act of 2020 (CPRA), and privacy laws of other countries including the European Union General Data Protection Regulation of 2016 (the “EU GDPR”), the UK General Data Protection Regulation (UK GDPR / the Data Protection Act 2018), the Data Protection Act 2018, and other U.S. and international privacy laws. Even if not listed here, we will make reasonable efforts to honor data subject access requests even though we may be under no legal obligation to do so. However, we reserve the right to decline any data subject access request that we are not legally obligated to comply with. Your rights include but are not limited to the following:

 

  1. The right to equal service, price, and not being discriminated against even if you exercise your privacy rights.
  2. The right to one or more means where you can submit requests under this Privacy Policy including a telephone number, an Internet website, or a website address email address.
  3. The right to know whether your Personal Data is sold, shared, or disclosed, and to whom.
  4. The right to request that we do not sell or share any of your Personal Data. 
  5. The right to request that we disclose the following personal information to you: the categories of personal information we collected about you; the categories of sources from which your personal information is collected; the business or commercial purpose for collecting, selling, or sharing your personal information; the categories of third parties to whom we disclose your personal information; the specific pieces of personal information we have collected about you.
  6. The right to be informed about the Personal Data that we collect from you and how we process them. 
  7. The right to get confirmation that your Personal Data are being processed and you can access your Personal Data.
  8. The right to have your Personal Data corrected if they are inaccurate or incomplete.
  9. The right to request the removal or deletion of your Personal Data if there is no compelling reason for us to continue processing them. However, the right to deletion is not absolute and can be overridden to continue data processing in some cases where we still have a legal ground or overriding legitimate interest to process your data.
  10. The right to ‘block’ or restrict the processing of your Personal Data. When your Personal Data are restricted, we are permitted to store your Personal Data, but not to process them further.
  11. The right to request the Personal Data that you provided to us and use them for your own purposes. Upon express request, we will provide your data to you or another service or product provider within 30 days of your request subject to commercial and industrial secrets.
  12. The right to object to us processing your Personal Data for the following reasons:
    1. processing was based on legitimate interests or the performance of a task in the public interest/exercise of official authority (including profiling);
    2. direct marketing and targeted advertising (including profiling);
    3. processing for purposes of scientific/historical research and statistics.
  13. The right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects regarding you or similarly significantly affects you. 
  14.  The right that we limit the collection of your Personal Data to that which is “adequate, relevant and reasonably necessary with the purposes for which the data is processed.
  15. The right that we do not process your Personal Data for purposes that are neither reasonably necessary nor compatible with the disclosed purposes for which such personal data is processed, as disclosed to you unless the controller obtains your consent.
  16. The right to designate an authorized agent to make a request on your behalf. When designating an authorized agent, you must provide a valid power of attorney, the requester’s valid government-issued identification, and the authorized agent’s valid government-issued identification.
  17. The right to file a complaint with supervisory authorities if your information has not been processed in compliance with your rights under privacy laws.

 

INFORMATION WE COLLECT AND HOW WE COLLECT IT

Generally, you control the amount and type of information that you provide to us when using our website.  The information we collect when you complete and send a Contact Us form or request our newsletter is your name, company email address, phone number, and country.

 

Our Legal Basis for Collecting and Processing PD

Our legal basis for collecting and processing your Personal Data when you buy our products and services or fill in any of the contact forms on our website is based on the necessity for the performance of a contract or to take steps to enter into a contract. 

 

Automatic Information

We automatically receive information from your web browser or mobile device. This information may include the IP address of your computer/the proxy server you use to access the Internet, your Internet service provider’s name, your web browser type, the type of mobile device, your computer operating system, and data about your browsing activity when using our website. We use all this information to help improve our website.

 

When Entering and Using Our Website

When you enter and use our website and agree to accept cookies, some of these cookies may contain your Personal Data.

 

Our Use of Cookies and Tracking Technologies

Technologies such as beacons, tags and scripts are used in various ways, including advertising, sales and marketing, analyzing trends, administering and improving the website, tracking users’ movements around the website (including point of entry), gathering demographic information about our user base, verifying login status, measuring the success of a particular marketing campaign, providing improved customer service, providing more relevant content, deterring or detecting fraud, and providing users with a customized experience. 

 

Our Use of Cookies

A cookie is a small piece of data or a text file that is downloaded to your computer or mobile device when you access certain websites. Cookies may contain text that can be read by the web server that delivered the cookie to you. By agreeing to accept our use of cookies you are giving us and the third parties with which we partner permission to place, store, and access some or all the cookies described below on your computer and or mobile device. 

 

  • Strictly Necessary Cookies – These cookies are necessary for the proper functioning of the website, such as displaying content, logging in, validating your session, responding to your request for services, and other functions. 
  • Performance Cookies – These cookies collect information about the use of the website, such as pages visited, traffic sources, users’ interests, content management, and other website measurements.
  • Functional Cookies – These cookies enable the website to remember users’ choices, such as their language, usernames, and other choices while using the website. 
  • Media Cookies – These cookies can be used to improve a website’s performance and provide special features and content. They can be placed by us or third parties who provide services to us.
  • Advertising or Targeting Cookies – These cookies are usually placed and used by advertising companies to develop a profile of your browsing interests and serve advertisements on other websites that are related to your interests. 
  • Session Cookies – These cookies allow websites to link the actions of a user during a browser session. They may be used for remembering what a user puts in their shopping cart as they browse a website. Session cookies also permit users to be recognized as they navigate a website so that any item or page changes they make are remembered from page to page. Session cookies expire after a browser session.
  • Persistent Cookies – These cookies are stored on a user’s device between browser sessions, which allows the user’s preferences or actions across a website or across different websites to be remembered. Persistent cookies may be used for remembering users’ choices and preferences when using a website or target advertising to them.
  • We may also use cookies for:
    • identifying the areas of our website that you have visited;
    • personalizing the content that you see on our website;
    • our website analytics;
    • remarketing our products or services to you;
    • remembering your preferences, settings, and login details;
    • targeted advertising and serving ads relevant to your interests;
    • allowing you to distribute content to social networks.


Most web browsers can be set to disable the use of cookies. However, if you disable cookies, you may not be able to access features on our website correctly or at all. 

 

Web Beacons

We may use a technology called web beacons to collect general information about your use of our website and your use of special promotions or newsletters. The information we collect by web beacons allows us to statistically monitor the number of people who open our emails as well as provide us with other information about your interaction with our services.

 

At User Registration or When Buying Products or Services

When you register as a user or when buying our products or services, we may collect some or all of the following information: first and last name, company name, job title or role, email address, phone number, billing address, credit card or other payment information, geographic location and industry. With your consent, we may use recorded conference call conversations for use as a record for projects we are working on with our clients.

 

Contact Forms

Our website contains contact forms that enable visitors to communicate with us online or offline by email. In some cases, visitors can communicate with us without buying our products and services. You should limit the information you give to us to one that is necessary to answer your questions.

 

Google Analytics, Ad, and Tag Manager

Our website uses Google Analytics, Ad and Tag Manager to collect information about the use of our website. Google Analytics, Ad and Tag Manager collects information from users such as age, gender, interests, demographics, how often they visit our website, what pages they visit, and what other websites they have used before coming to our website. We use the information we get from Google Analytics, Ad and Tag Manager to analyze traffic and improve our marketing, advertising, and website. We do not combine the information collected using Google Analytics, Ad and Tag Manager with Personal Data. 

 

What Happens If You Don’t Give Us Your PD

If you do not provide us with enough Personal Data, we may not be able to provide you with all our products and services. However, you can access and use some parts of our website without giving us your Personal Data.

 

HOW YOUR PD IS USED
We use the information we receive from you to:

 

  • provide our products and services you have requested or purchased from us;
  • personalize and customize our content; 
  • make improvements to our website;
  • contact you with updates to our website, products, and services;
  • resolve problems and disputes;
  • contact you with products and services that we believe may be of interest to you.

 

Communications and Emails

When we communicate with you about our website, we will use the email address you provided when you registered as a user or customer. We may also send you emails with promotional information about our website or offers from us or our affiliates unless you have opted out of receiving such information. You can change your contact preferences at any time through your account or by contacting us using the information at the bottom of this Privacy Policy.

 

Providing Your Information When You Login Using Social Media Websites

We may provide your Personal Data to third parties such as Linkedin.com, Facebook.com, YouTube.com, Google.com, and others. If you sign into our services through a third-party social networking service or website, your “friends” list from that service or website might be automatically imported to our services. We do not have any control over the Privacy Policies and business practices of other third-party services or websites.

 

If you log into our website using social media websites, you agree to let us use and store your profile information from those websites to make better use of any social media features on our website. This providing of information helps us provide you with a better experience when using our website and provides us with information such as visitor traffic. If you use any of the social icons on our website to tell others about our information, you may also be disclosing your personal information through social media websites.

 

Text Messaging, SMS, Push Notifications, and Telephone Calls

If you provide a mobile telephone number, or landline telephone number to us, you are giving your express consent and authorize us or a third-party to contact you by using any of these communication methods. You are not required to give us your consent to contact you through these communication methods. However, withholding your consent may interfere with or prevent us from providing some or all our services to you. You can stop receiving text messages, push notifications, and telephone calls at any time by contacting us or using one of our opt-out methods.

 

Information Sharing and Disclosure

Because we are a global company, your PD may be shared with our other offices or affiliates around the world. All such entities are governed by Privacy Policies and/or are bound by the appropriate confidentiality and data transfer agreements.

 

Providing Information with Third Parties

We do not sell or rent your Personal Data to third parties for marketing purposes.

 

We may send your personal information to other companies under the following circumstances:

  1. At times we give your Personal Data to third-party service providers whom we hire to provide services to us.  These third-party service providers may include but are not limited to payment processors, web analytics companies, advertising networks, consulting firms, data management services, help desk providers, call centers, accountants, law firms, auditors, and email service providers.
  2. We need to send the information to companies who work on our behalf to provide services directly related to the job application process, such as external assessment institutions.  We will only provide those companies the information they need to assist us in the job application process, and they are prohibited from using that information for any other purpose.
  3. In the event of sale or transfer of all or substantially all of our or any of our affiliate’s shares or assets, in cases of mergers or in case of negotiations with respect to the foregoing.
  4. If required to do so by law, or in urgent circumstances, to protect personal safety, the public or our website.

 

Legally Required Releases of Information

We may disclose your Personal Data if such disclosure is (a) required by subpoena, law, or other legal processes; (b) necessary to assist law enforcement officials or government enforcement agencies; (c) necessary to protect us from legal action or claims from third parties, including you and or other users; or (d) necessary to protect the legal rights, personal and or real property, or the personal safety of our company, users, employees, and business partners.

 

Disclosures to Successors

If our business is sold or merges in whole or in part with another business that would become responsible for providing the website to you, we retain the right to transfer your Personal Data to the new business. The new business would retain the right to use your Personal Data according to the terms of this Privacy Policy as well as to any changes to this Privacy Policy as instituted by the new business. We also retain the right to transfer your Personal Data if our company files for bankruptcy and some or all of our assets are sold to another individual or company.

 

RETAINING AND DESTROYING YOUR PD

We will maintain your Personal Data in a structure that identifies you only for as long as it serves the purpose(s) for which it was initially collected as stated in this Privacy Policy, or for legal, business, or tax purposes. We will attempt to permanently erase or anonymize your Personal Data once it reaches the end of its retention period or if we receive a valid request from you to do so. However, some of your data may still exist within our systems, for example, if it is waiting to be overwritten. This data has been put away from use, meaning, while it still exists on our archive system, it cannot be readily accessed by any of our operating systems or any of our employees or contractors. 

 

PROTECTING THE PRIVACY RIGHTS OF THIRD PARTIES

If you make any postings on our website that contain information about third parties, you agree that you have permission to include that information. While we are not legally liable for the actions of our users, we will remove any postings about which we are notified if such postings violate the privacy rights of others.

 

DO NOT TRACK AND DO NOT SELL SETTINGS

Some web browsers have settings that enable you to request that we do not track your movement within our website. You can turn off tracking features and other security settings in your browser by referring to your browser’s user manual. If your browser supports it, you can turn on the Global Privacy Control to opt-out of the “sale” of your personal information under California’s CCPA/CPRA and other applicable state privacy laws. 

 

LINKS TO OTHER WEBSITES

Our website may contain links to other websites. These websites are not under our control and are not subject to our Privacy Policy. We have no responsibility for these websites, and we provide links to these websites solely for your convenience. You acknowledge that your use of and access to these websites are solely at your risk. 

 

PROTECTING CHILDREN’S PRIVACY

Our website is not designed for use by anyone under the age of 18. We do not knowingly collect Personal Data from children under the age of 18. If you are a parent or guardian and believe that your child is using our website and they are under the age of 18, please contact us. Before we remove any information we may ask for proof of identification to prevent malicious removal of account information. If we discover that a child under the age of 18 is accessing our website, we will delete their information within a reasonable period of time. You acknowledge that we do not verify the age of our users nor have any liability to do so. 

 

OUR EMAIL POLICY

You can always opt-out of receiving email correspondence from us or our affiliates. We will not sell, rent, or trade your email address to any unaffiliated third-party without your permission except in the sale or transfer of our company, or if our company files for bankruptcy as described in the section Disclosures to Successors.

 

OUR SECURITY POLICY

We have built our website and services using industry-standard security measures and authentication tools to protect the security of your Personal Data. We and the third parties who provide services to us also maintain technical and physical safeguards to protect your Personal Data. Unfortunately, we cannot guarantee the prevention of loss or misuse of your Personal Data or secure data transmission over the Internet because of its nature. We strongly urge you to protect any password you may have for our website and not provide it to anyone.

 

USE OF YOUR CREDIT CARD

You may have to provide a credit or debit card to buy products and services from us. We use commercially reasonable efforts to ensure that your credit card number is kept strictly confidential by using only third-party billing services that use industry-standard encryption technology to protect your credit card number from unauthorized use. However, you understand and agree that we are in no way responsible for any misuse of your credit card number. 

 

TRANSFERRING PD FROM OTHER COUNTRIES

Personal Data that we collect from you may be stored, processed, and transferred among any countries in which we operate. The European Union has not found the United States and some other countries to have an acceptable level of protection of Personal Data under Article 45 of the GDPR. Our company relies on derogations for specific situations as defined in Article 49 of the GDPR. If you are a European Union user, or a user from another country, with your consent your Personal Data may be transferred to the United States or other countries when you request information from us. When you buy goods or services, we will use your Personal Data for the performance of a contract with you. Wherever we transfer, process, or store your Personal Data, we will attempt to apply reasonable safeguards to protect it. We will use the information we collect from you by following the practices described in our Privacy Policy. Also, we enter into data processing agreements and standard contractual clauses when appropriate. By using our website, you agree to the transfers of your Personal Data described within this section.

 

CHANGES TO OUR PRIVACY NOTICE

We reserve the right to change this Privacy Policy at any time. If our company decides to change this Privacy Policy, we will post those changes on our website so that our users and customers are always aware of what information we collect, use, and disclose. If at any time we decide to disclose or use your Personal Data in a method different from that specified at the time it was collected, we will provide advance notice by email sent to the email address on file in your account. Otherwise, we will use and disclose our users’ and customers’ Personal Data in agreement with the Privacy Policy in effect when the information was collected. In all cases, your continued use of our website, services, and products after any change to this Privacy Policy will constitute your acceptance of such change. If you have questions about our Privacy Policy, please contact us through the information at the bottom of this Privacy Policy.

 

CONTACT US – DATA CONTROLLER CONTACT INFORMATION

For questions or to exercise your rights, please contact us in writing, as follows:

 

Matrix-IFS
3 Second Street, 8th Floor

Jersey City, NJ, 07311

+1.201.204.5300

Email:  info@matrix-ifs.com

 

For questions or to exercise your rights, if you are located in the European Union, contact us in writing at: 

Matrix IT Global Services Bulgaria EAD

Email: GDPR-info@matrix-global.net

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